Care Economy - Yabancı misafirler için kaza-, mesuliyet - ve hastalık -sigortası

Care Economy - Yabancı misafirler için kaza-, mesuliyet - ve hastalık -sigortası

Auslandskrankenversicherung

FAQ


FAQ for the health insurance abroad Care Economy
Bild 1 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 2 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 2a zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 3 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 4 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 5 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 6 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 7 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 8 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 91 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 11 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 12 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 13 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 14 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 15 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 16 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 17 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU
Bild 18 zur Auslandskrankenversicherung für Ausländer in Deutschland und der EU

You will find a detailed list of benefits in the description and in the General Terms of Insurance.

Yabancı misafirler için kaza-, mesuliyet - ve hastalık -sigortası Bild 4 Yabancı misafirler için kaza-, mesuliyet - ve hastalık -sigortası Bild 6 Yabancı misafirler için kaza-, mesuliyet - ve hastalık -sigortası Bild 3 Yabancı misafirler için kaza-, mesuliyet - ve hastalık -sigortası Bild 4
Who can take out an insurance for the health insurance for foreign travel Care Economy?

The insurance "Care Economy" is available for foreign nationals and German or Austrian nationals up to 77 years with permanent place of abode abroad for more than 2 years, who are staying temporarily in the Federal Republic of Germany, Austria, the member states of the European Union, Switzerland, Liechtenstein or the Schengen states.

What terms of the policy are possible?

The minimum term of the foreign insurance “Care Economy” is 1 day. The maximum term of the policy, including any and all extensions, is 2 years. Minimum premium per person and term: EUR 10,00.


What does the insurance cost?
Prim tablosunu Saglik sigortasi Care Economy
Bir defaya mahsus ödeme Saglik sigortasi
Term of insurance up to ... days up to 64 years 65-74 years
Term of insurance up to ... days: 90 up to 64 years: EUR 1,00 / Gün 65-74 years: EUR 2,95 / Gün
Term of insurance up to ... days: 91 - 180 up to 64 years: EUR 1,35 / Gün 65-74 years: EUR 3,70 / Gün
Term of insurance up to ... days: 181 - 365 up to 64 years: EUR 1,95 / Gün 65-74 years: EUR 4,95 / Gün
Term of insurance up to ... days: 366 - 730 up to 64 years: EUR 2,40 / Gün 65-74 years: EUR 7,90 / Gün
Minimum premium per person and term: EUR 10,00
 
Monthly payment type for health insurance is only possible from 180 days term of insurance and choosing direct debit.
Monthly premium health insurance
Term of insurance up to ... days up to 64 years 65-74 years
Term of insurance up to ... days: 180 - 365 up to 64 years: EUR 50,00 / ay 65-74 years: EUR 126,00 / ay
Term of insurance up to ... days: 366 - 730 up to 64 years: EUR 75,00 / ay 65-74 years: EUR 242,00 / ay
The max insurance period - including all possible renewals - is two years. In case of renewals the difference between the premium for the period originally chosen and the premium for the newly requested total period is then payable as a differential premium.
Is the policy extended automatically?

The insurance policy expires at the agreed point in time. There is no automatic extension.

What must be considered when extending a policy?

Renewal of the current insurance(s) is possible. Should your stay be extended, the originally agreed duration of cover can only be extended if the application for renewal is received by Care Concept AG in written form before expiry of the original policy and the insurer expressly agrees to this. For renewals, the insurance policy only covers events occurring after the application to extend the policy was made.

How, and in what cases, is it possible to terminate the policy?

If you end your stay abroad prematurely, you can cancel the insurance in writing.

If you are refused a visa or do not enter the country for other reasons, you have the option to cancel the requested insurance in writing before cover begins.

How do I obtain my insurance confirmation online?

Shortly after you have completed and sent off your online application, you will, after a positive plausibility check, receive a confirmation email to the email address you provided. This email contains the following documents in PDF format, which you can print out and use:

  • Insurance certificate (policy)
  • Treatment vouchers
  • Terms and conditions of insurance, including client information, data processing leaflet and excerpt from the [German] Insurance (Policies) Act (VVG)

Furthermore, within two working days, you will receive your insurance confirmation with your insurance card and your insurance certificate by mail. If you pay by bank transfer, you will also receive your invoice at the same time.
Should a positive plausibility check not be possible, we will contact you in writing within two working days.

Is it possible to transfer the premiums instead of having them debited directly?

You may, giving your policy number, transfer the full premium to the following account, submit a SEPA direct debiting authorization or make a cash payment at any bank or post office bank. Please make sure you include the full policy number whenever you make a transfer or cash payment.

The simplest and securest method is to grant a SEPA direct debiting authorization. Unfortunately, this is possible only for German and Austrian bank accounts. If you give a SEPA direct debiting authorization, please make sure that your account always has sufficient funds on deposit.

If you have not yet opened an account, you can make a cash payment, giving your policy number in the space for the use of the payment, at any bank or post office bank.

With monthly payment (for terms of at least 180 days), however, you do not have the option of paying by bank transfer as monthly payment is possible only in connection with SEPA direct debit.
Bank account: Hypovereinsbank AG, IBAN: DE23200300000000111161 Swift - Code (BIC): HYVEDEMM300

Is it possible to transfer the premiums monthly instead of having them debited directly?

Monthly payment is optional as an alternative to one-time payment for terms of at least 180 days as long as you issue us a SEPA direct debit mandate at the same time.
The monthly premium for term of insurance from 180 to 365 days is EUR 50,00 per month for persons up to the age of 64, EUR 126,00 per month for persons between 65 and 74 years of age. The monthly premium for term of insurance from 366 to 730 days is EUR 75,00 per month for persons up to the age of 64, EUR 242,00 per month for persons between 65 and 74 years of age. One-time or monthly payment are the only options for Care Economy travel insurance.

Is long-term invalidity covered?

The treatment costs for accident injuries are covered by the health insurance. Long-term invalidity risks can only be covered by an accident insurance policy. We therefore recommend that you take out an accident policy.


Mesuliyet sigortası, sizi üçüncü şahısların tazminat taleplerine karşı korur.
Kaza sigortası, bir kazadan sonraki sakatlık veya ölüm halindeki işgücü kaybından meydana gelecek olan maddi zararlara karşı korur

Ayrıca sağlık sigortasının yanında aşağıdaki kapsam ile kaza sigortası veya mesuliyet/ kaza sigorta paketleri öneriyoruz:

Özel mesuliyet sigortası Tip S Tip M Tip XL
Kişisel ve eşya hasarları Tip S: €1 Mio. Tip M: €2 Mio. Tip XL: €2.5 Mio.
Sınırdışı etme ile ilgili hasarlar Tip S: €1,000 Tip M: €2,000 Tip XL: €3,000
Kiralık ve taşınmayan eşyanın sigortası, muafiyet %10,
en az 250 € hasar başına
Tip S: €10,000 Tip M: €25,000 Tip XL: €50,000
Özel bir evin veya dairenin anahtarın kayıbı,
muafiyet %10, en az 100 € hasar başına
Tip S: - Tip M: - Tip XL: €1,000
Hasar başına muafiyet Tip S: €250 Tip M: €0 Tip XL: €0
 
Ferdi kaza sigortası Tip S Tip M Tip XL
Toplam maluliyet Tip S: - Tip M: €30,000 Tip XL: €40,000
Maluliyetin azami miktarı, %350 progresyon derecesinde Tip S: - Tip M: €105,000 Tip XL: €140,000
Kaza halinde ölüm/ vefat Tip S: - Tip M: €15,000 Tip XL: €25,000
Kaza sonucu kurtarma masrafları Tip S: - Tip M: €7,500 Tip XL: €10,000
Kaza ile ilgili kosmetik tedavi/ ameliyat Tip S: - Tip M: €2,500 Tip XL: €5,000
Aylik prim* Tip S: € 2 Tip M: €4 Tip XL: €7.50
Asgari prim Tip S: €10 Tip M: €12 Tip XL: €15

* Prim bir defalık olarak tüm süre için ödenmesi gerekiyor. Sigortanın koruması sadece tüm prim ödendimi gecerli.
Sigorta ürünün tam hizmet kapsamını öğrenmek için Ferdi kaza ve mesuliyet sigortasinin sartlari.

Are stays in hospital and treatment by specialist physicians insured?

In principle, every type of medical treatment which is considered necessary and which did not begin before commencement of the insurance term (prior illness) is covered. The foreign health insurance includes medical treatment by specialists (e.g., orthopaedists, gynaecologists) and in-patient treatment in the general care class, excluding treatment by the head physician. You will find a detailed list of benefits in the description and in the General Terms of Insurance.

What is not covered?
  • illnesses, complaints and consequences of accidents that already exist, or are known, on commencement of cover or renewal and the consequences of such illnesses and accidents that have been treated within the last six months before commencement of cover or renewal.
  • psychoanalytical and psychotherapeutic treatment
  • prophylactic and regular examinations; cancer diagnosis
  • examinations to attain permission of residence
  • innoculations
  • aids not due to an accident (e.g. glasses, contact lenses, compression stockings)
  • pregnancy existing prior to commencement of cover, abortion
  • dental plates (except repairs), orthopedic mandible treatment/implantation treatments, inlays, bruxism bars, gnathology
  • adicction treatment or therapy
  • certificates and attestations

You will find a detailed description of benefits in the insurance conditions

Was ist, wenn der Gast kein Visum erhält?

Kann der Gast nicht einreisen, so ist auf Antrag eine Rückerstattung der Versicherungsprämie möglich. Zur Rückerstattung der Prämie ist es erforderlich, den Ablehnungsbescheid der Botschaft oder des Konsulates einzureichen. Eine Rückerstattung erfolgt innerhalb von 4-6 Wochen abzüglich einer Gebühr von 5,– EUR.

Kann der Care Economy auch zur Weiterversicherung an eine andere Versicherung angeschlossen werden?

Dieser Tarif ist auch als Anschlusstarif geeignet.

Endet der Versicherungsvertrag mit der Eheschließung mit einem/r Einheimischen?

Der Versicherungsvertrag endet mit der Eheschließung mit einem Einheimischen.

Ich bin bei Ihnen krankenversichert, kann ich bei Ihnen eine Sozialversicherungsnummer beantragen?

Nein. Bei erstmaliger Aufnahme einer beruflichen Tätigkeit in Deutschland, müssen Sie für Ihren deutschen Arbeitgeber den Sozialversicherungsausweis bei einer gesetzlichen Krankenkasse (DAK, AOK, IKK, TK, ...) beantragen. Die Sozialversicherungsnummer wird nicht von einer privaten Versicherung erteilt.

Wieviele Tage soll ich in meinem Antrag als 'Versicherungsdauer' eintragen, wenn ich noch nicht genau weiß, wie lange der Aufenthalt in Deutschland dauern wird?

Bitte geben Sie als 'Versicherungsdauer' die maximale Anzahl der Tage an, die sich der Gast voraussichtlich in Deutschland aufhalten wird. Wenn sich eine Änderung ergibt, teilen Sie uns diese per Brief, Fax oder E-Mail mit. Den Versicherungsvertrag können Sie gemäß den Tarifbestimmungen verlängern oder kündigen Sie ihn schriftlich zum Monatsende.

Erhalte ich einen Nachweis der Krankenversicherung zur Vorlage beim Ausländeramt?

Sobald uns Ihr Antrag vorliegt und wir Sie versichern können, erhalten Sie innerhalb weniger Minuten einen Versicherungsschein per E-Mail und ab einer Laufzeit von 120 Tagen senden wir Ihnen diesen auch per Post zu. Er wird nach unserer Erfahrung als Versicherungsnachweis von allen Auslandsbehörden anerkannt. In der Regel genügt es, der Behörde eine Kopie vorzulegen.

FAQ indir

 Download FAQ Care Economy (PDF)(81KB)

Yabancı misafirler için kaza-, mesuliyet - ve hastalık -sigortası Bild 5 Yabancı misafirler için kaza-, mesuliyet - ve hastalık -sigortası Bild 1 Yabancı misafirler için kaza-, mesuliyet - ve hastalık -sigortası Bild 2 Yabancı misafirler için kaza-, mesuliyet - ve hastalık -sigortası Bild 7

Türkçe tercüme sadece bizim bir hizmetimizdir. Kanunen geçerli olan metin Almança olandır.


Care Economy

Sigorta türü: Auslandskrankenversicherung für ausländische Gäste mit Schengen Visum, Verpflichtungserklärung



 Direk kayıt

Care Concept AG
Yurtdışında güvenebileceğiniz seyahat sigortanız

Care Economy x

Sigorta türü
Yabancı misafirler için kaza-, mesuliyet - ve hastalık -sigortası
Sigorta edilebilecek kisiler
Seyahat etmek isteyen yabancı misafirler için Schengen vizesi
Giriş yaşı
0-74 Yillar
Prim Care Economy
dan itibaren EUR 1,00 / Gün dan itibaren
Süresi
1 Gün - 2 Yillar
Hizmetler*
  • Schengen visesi için geçerli
  • Ayakta ve hastandede ağrı dindiriçi diş tedavileri
  • Anavatana tıbbi geri nakil
  • Tıbben gerekli hastaneye taşınma
Care Economy • Tarif • Care Economy Auslandskrankenversicherung, Auslandsversicherung, Gästeversicherung, Besucherversicherung, Visumversicherung, Schengen-Versicherung ausländische Gäste, Besucher, Ausländer Bilgi
Care Economy • Bilgi • Care Economy Auslandskrankenversicherung, Auslandsversicherung, Gästeversicherung, Besucherversicherung, Visumversicherung, Schengen-Versicherung ausländische Gäste, Besucher, Ausländer Bilgi (PDF)
Care Economy • online dilekçesi • Care Economy Auslandskrankenversicherung, Auslandsversicherung, Gästeversicherung, Besucherversicherung, Visumversicherung, Schengen-Versicherung ausländische Gäste, Besucher, Ausländer online dilekçesi

*Tam hizmet kapsamı için lütfen Genel Sigorta Şartları'na bakınız.